Privacy Policy

Information We Collect

When you use our website or submit a loan inquiry, we may collect the following types of information:

• Contact Information: Your name, email address, phone number, and mailing address.
• Financial Information: Employment status, income range, and banking details (such as your e-transfer email) to help match you with appropriate lenders.
• Device Information: Your IP address, browser type, and pages visited on our site.
• Cookies and Tracking: We use cookies to remember your preferences and improve your experience.

How We Use Your Information

Instant Loans Ontario uses the information you provide for these purposes:

• To connect you with licensed lenders across Canada who offer fast 24/7 e-transfer payday loans.
• To process and follow up on your loan application.
• To improve our website, services, and customer experience.
• To send you updates about your application status or promotional offers (with your consent).
• To comply with legal and regulatory obligations in Canada.

We are a referral and information service, not a direct lender. We do not make lending decisions or approve loans ourselves.

Information Sharing

Your personal information is shared only when necessary and appropriate:

• With Lenders: We share your information with licensed lenders who may be able to help you. These lenders are bound by their own privacy policies and Canadian lending regulations.
• Service Providers: We may share information with third parties who help us operate our website, process payments, or send communications on our behalf.
• Legal Requirements: We may disclose information if required by law, court order, or government request.

We do not sell your personal information to third parties for marketing purposes.

Data Security

We use industry-standard encryption and security measures to protect your personal information from unauthorized access, alteration, or disclosure. However, no method of transmission over the internet is 100% secure. If you have concerns about the security of your data, please contact us directly.

Your Privacy Rights

Under Canadian privacy laws, including the Personal Information Protection and Electronic Documents Act (PIPEDA), you have the right to:

• Access your personal information held by us.
• Request correction of inaccurate or incomplete information.
• Withdraw consent for us to use or share your information.
• Request deletion of your information (subject to legal retention requirements).
• Opt out of marketing communications at any time.

To exercise any of these rights, contact us using the information provided at the bottom of this page.

Cookies and Tracking Technologies

Our website uses cookies to enhance your experience. Cookies are small files stored on your device that help us remember your preferences and track how you use our site. You can control cookies through your browser settings. Disabling cookies may limit some functionality of our website.

Third-Party Links

Our website may contain links to third-party websites, including those of our lending partners. We are not responsible for the privacy practices of external sites. We encourage you to review the privacy policies of any third-party sites before providing your information.

Children's Privacy

Our services are intended for adults only. We do not knowingly collect personal information from individuals under the age of 18. If we become aware that we have collected information from a minor, we will delete it promptly.

Changes to This Privacy Policy

Instant Loans Ontario may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal requirements. We will notify you of material changes by updating the date at the bottom of this policy and, where appropriate, by sending you an email notification. Your continued use of our website following such changes constitutes your acceptance of the updated policy.

Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us:

Instant Loans Ontario
Email: [email protected]
Mailing Address: Available upon request
Response Time: We aim to respond to all privacy inquiries within 30 days.

You may also contact the Office of the Privacy Commissioner of Canada if you believe your privacy rights have been violated.

Policy Last Updated: This Privacy Policy was reviewed and approved by Richard Saul. For more information about how we operate, please see our Terms of Service and Affiliate Disclosure.